Wednesday, March 11, 2026

Today's Paper

Your Money

Tell Us About Your Plans for a Longer Life

If you are saving money and have a plan for the future, we want to hear how it’s going and any advice you have for others.

By The New York Times

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A Vexing Problem for College Students: Course Availability

A new report looks at course “shutouts,” which can add to the time and cost of getting a degree.

By Ann Carrns

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The Best Playbook for Investing During a War Is Usually Doing Nothing

The Trump administration has breached so many norms that the old approach carries heightened risks, our columnist says.

By Jeff Sommer

image: There are plenty of reasons for investors to avoid acting hastily over the conflict in the Persian Gulf.

MrBeast Is Getting Into Financial Services. Parents Should Pay Attention.

Beast Industries has acquired a banklike app for young people and could eventually offer a variety of financial services, including crypto.

By Tara Siegel Bernard and Ron Lieber

image: Jimmy Donaldson, 27, better known as MrBeast, has a large following of teenagers and young adults. He has said he wants to provide them with the financial basics he lacked when he was younger.

Banks Are Becoming Bulwarks for Vulnerable Seniors

Older Americans are losing billions of dollars annually to financial exploitation. Banks and investment firms are training employees to spot red flags and stop the transactions.

By Paula Span

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PreCheck Is Back, but Global Entry Is Paused. What’s Going On?

Blaming a partial government shutdown, officials suspended the expedited arrival program this week, but some travelers are seeing inconsistencies at airports.

By Christine Chung and Ceylan Yeğinsu

image: The Global Entry program for low-risk travelers typically offers members kiosks they can use to speed through customs and immigration upon arrival in the United States.

Trump Proposed a New Retirement Plan With Up to a $1,000 Match. How Might It Work?

An existing law could help create new retirement savings plans for people who lack them. But there may be income restrictions on any match.

By Ron Lieber and Tara Siegel Bernard

image: A proposal by President Trump during his State of the Union address could benefit tens of millions of workers who do not have access to workplace retirement plans.

Tax Missteps Happen, Even When Two Financial Pros Are Married

You’d think a financial planner married to another financial planner would have it easy come tax time. Alas, no.

By Ron Lieber

image: Natalie and Dan Slagle run Fyooz Financial Planning together. One tax mistake they made was using money from an I.R.A. to pay taxes while converting it to a Roth, which resulted in a penalty.

Working in A.I. Lifted Their Compensation. Now They Want Prenups.

The artificial intelligence frenzy is creating personal fortunes rarely seen in modern technology and changing people’s attitudes about fairness and money in relationships.

By Kami Rieck

image: Akash Samant is a co-founder of Coverflow, an A.I. start-up that serves insurance agencies. He hopes to make enough money from his company going public or being acquired to give his girlfriend the choice to opt out of working.

Want to Cut Monthly Costs? Start With Your Internet and Streaming Bills.

It’s cold outside — and a fine time to look over your bills and see where you can save.

By Ann Carrns

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Crises Everywhere, but the Markets Don’t Seem to Mind

Stocks have prospered while the world has plunged into disorder, an economist says. “Keep calm and carry on” may be the best investors can do.

By Jeff Sommer

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Help! JetBlue Mangled My Vintage Louis Vuitton Bag and Won’t Pay Up.

A treasured 1970s heirloom left Florida intact, and arrived on Long Island ripped apart. Why wouldn’t the airline compensate her for the $600 in repairs?

By Seth Kugel

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A Reprieve for Veterans Applying for V.A. Mortgages

House Republicans have scaled back a proposal to charge higher fees for the loans after opposition from veterans groups. But it still includes a higher fee for refinancings.

By Ann Carrns

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It’s Time to Rethink the Standard Investment Advice. But Not Too Much.

With signs of trouble popping up in financial markets, investors need to decide whether they can ignore the turmoil, our columnist says.

By Jeff Sommer

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Tips for Lowering Your Credit Card Interest Rate

The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt.

By Ann Carrns

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Your ‘Safe’ Stock Funds May Be Riskier Than You Think

The U.S. stock market has become so concentrated that even broad index funds are no longer well diversified, our columnist says.

By Jeff Sommer

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How the Fed’s Rate Decisions Affect Your Wallet

The central bank’s policy stance can influence consumer savings and borrowing, from car financing to home equity loans. Here’s how it works.

By Tara Siegel Bernard

image: Some home loans are closely tethered to the Federal Reserve’s decisions.

Low Rates Sound Great. But a Trump Fed Could Cause a Painful ‘Sugar High.’

Dropping rates more than conditions warrant would stimulate the economy in the short term but could lead to trouble, our columnist says.

By Jeff Sommer

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New Rules for 401(k) ‘Catch-Up’ Contributions in 2026

Older high-income workers who make contributions beyond the standard amount will have to put that extra money into a Roth 401(k). That may lower their take-home pay.

By Ann Carrns

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Who Gets to Borrow (and Charge) Over $100,000 for Graduate School

Two different nursing school programs in Ohio offer a glimpse into what may happen when federal student borrowing has limits.

By Ron Lieber and Andrea Fuller

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What Do Young Travelers Want? Exclusive Experiences.

More millennials and Gen Z-ers are planning trips around experiences, and the industry is responding with concerts, dinners and V.I.P. events.

By Christine Chung

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How to Prevent Aging Parents and Relatives From Making Financial Mistakes

Getting family members to listen to you when you think they are headed down a dangerous financial path can be difficult. But there are preventive steps you can take.

By Paulette Perhach

image: In 2024, Rianka Dorsainvil’s mother came to her with a check that looked legitimate. It turned out to be part of a common check fraud scam.

Economy Seats With Less Legroom? This Time, the Budget Move Won’t Fly.

WestJet, Canada’s second-largest carrier, backpedaled on a new seating plan after videos of crammed travelers went viral on social media.

By Christine Chung

image: WestJet had narrowed the distance between one row of seats and the next to 28 inches from about 30 inches.

Trump Administration Delays Forced Collections on Student Loan Defaults

The Education Department has temporarily paused a plan to seize tax refunds and begin garnishing the wages of borrowers who have defaulted on their student loans.

By Tara Siegel Bernard

image: The Education Department said it was postponing its plan to gradually resume garnishing the wages of those who have defaulted on their student loans.

Tax Refunds and Wages Seem Safe, for Now, if You’ve Defaulted on Student Loans

The Education Department reversed course and announced on Friday that it would delay aggressive efforts to collect what was owed on student loans.

By Ann Carrns

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