Your Money
Tell Us About Your Plans for a Longer Life
If you are saving money and have a plan for the future, we want to hear how it’s going and any advice you have for others.

A Vexing Problem for College Students: Course Availability
A new report looks at course “shutouts,” which can add to the time and cost of getting a degree.

The Best Playbook for Investing During a War Is Usually Doing Nothing
The Trump administration has breached so many norms that the old approach carries heightened risks, our columnist says.

MrBeast Is Getting Into Financial Services. Parents Should Pay Attention.
Beast Industries has acquired a banklike app for young people and could eventually offer a variety of financial services, including crypto.

Banks Are Becoming Bulwarks for Vulnerable Seniors
Older Americans are losing billions of dollars annually to financial exploitation. Banks and investment firms are training employees to spot red flags and stop the transactions.

PreCheck Is Back, but Global Entry Is Paused. What’s Going On?
Blaming a partial government shutdown, officials suspended the expedited arrival program this week, but some travelers are seeing inconsistencies at airports.

Trump Proposed a New Retirement Plan With Up to a $1,000 Match. How Might It Work?
An existing law could help create new retirement savings plans for people who lack them. But there may be income restrictions on any match.

Tax Missteps Happen, Even When Two Financial Pros Are Married
You’d think a financial planner married to another financial planner would have it easy come tax time. Alas, no.

Working in A.I. Lifted Their Compensation. Now They Want Prenups.
The artificial intelligence frenzy is creating personal fortunes rarely seen in modern technology and changing people’s attitudes about fairness and money in relationships.

Want to Cut Monthly Costs? Start With Your Internet and Streaming Bills.
It’s cold outside — and a fine time to look over your bills and see where you can save.

Crises Everywhere, but the Markets Don’t Seem to Mind
Stocks have prospered while the world has plunged into disorder, an economist says. “Keep calm and carry on” may be the best investors can do.

Help! JetBlue Mangled My Vintage Louis Vuitton Bag and Won’t Pay Up.
A treasured 1970s heirloom left Florida intact, and arrived on Long Island ripped apart. Why wouldn’t the airline compensate her for the $600 in repairs?

A Reprieve for Veterans Applying for V.A. Mortgages
House Republicans have scaled back a proposal to charge higher fees for the loans after opposition from veterans groups. But it still includes a higher fee for refinancings.

It’s Time to Rethink the Standard Investment Advice. But Not Too Much.
With signs of trouble popping up in financial markets, investors need to decide whether they can ignore the turmoil, our columnist says.

Tips for Lowering Your Credit Card Interest Rate
The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt.

Your ‘Safe’ Stock Funds May Be Riskier Than You Think
The U.S. stock market has become so concentrated that even broad index funds are no longer well diversified, our columnist says.

How the Fed’s Rate Decisions Affect Your Wallet
The central bank’s policy stance can influence consumer savings and borrowing, from car financing to home equity loans. Here’s how it works.

Low Rates Sound Great. But a Trump Fed Could Cause a Painful ‘Sugar High.’
Dropping rates more than conditions warrant would stimulate the economy in the short term but could lead to trouble, our columnist says.

New Rules for 401(k) ‘Catch-Up’ Contributions in 2026
Older high-income workers who make contributions beyond the standard amount will have to put that extra money into a Roth 401(k). That may lower their take-home pay.

Who Gets to Borrow (and Charge) Over $100,000 for Graduate School
Two different nursing school programs in Ohio offer a glimpse into what may happen when federal student borrowing has limits.

What Do Young Travelers Want? Exclusive Experiences.
More millennials and Gen Z-ers are planning trips around experiences, and the industry is responding with concerts, dinners and V.I.P. events.

How to Prevent Aging Parents and Relatives From Making Financial Mistakes
Getting family members to listen to you when you think they are headed down a dangerous financial path can be difficult. But there are preventive steps you can take.

Economy Seats With Less Legroom? This Time, the Budget Move Won’t Fly.
WestJet, Canada’s second-largest carrier, backpedaled on a new seating plan after videos of crammed travelers went viral on social media.

Trump Administration Delays Forced Collections on Student Loan Defaults
The Education Department has temporarily paused a plan to seize tax refunds and begin garnishing the wages of borrowers who have defaulted on their student loans.

Tax Refunds and Wages Seem Safe, for Now, if You’ve Defaulted on Student Loans
The Education Department reversed course and announced on Friday that it would delay aggressive efforts to collect what was owed on student loans.
